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Pakuranga & Howick Budgeting Service

PHBS offers free, confidential financial mentoring to support individuals and families across Auckland.

We help you understand your money, create realistic budgets, manage debt, and access the support you’re entitled to. Our service is non-judgemental, practical, and focused on helping you move forward with confidence.

Your first appointment is held in person, with ongoing support available in a way that works for you.